Guaranteed 5% Portfolio Distributions for Life

Merit Life depletion insurance™ guarantees 5% annual portfolio distributions for life, based on the greater of the portfolio value on the date the guarantee is issued or on the date distributions begin.

This income continues for life if/when the wealth management portfolio is depleted.

Purpose-built solution for advisors and their clients

DISTRIBUTION
GUARANTEE

5%

Annual distributions guaranteed for life, if/when the account value reaches zero

MAINTAIN
YOUR PLAN

ASSETS REMAIN INVESTED

In portfolios inside the existing wealth management accounts

LOW
COST

0.50%
Annual fee charged on the value of assets in the wealth management account

FINANCIAL
STRENGTH

A-

A.M. Best “excellent” financial strength rating*

* The rating is currently under review and may change. The rating shown above will be in effect at launch.

Assets associated with protection are more likely to stay invested than non-protected assets
Helps clients adhere to their investment plan
Assets remain with the advisor and the wealth management account
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WHO WE ARE

Merit Life Insurance Company (“Merit Life”), is an insurance company, incorporated in 1957. We are led by a highly seasoned and experienced management team. We are purposed-built to enhance the value proposition that our partner firms and advisors provide to their clients.

WHAT WE DO

Merit Life provides simple, low-cost, guaranteed distributions for life to clients with wealth management accounts. Our portfolio depletions insurance ™ is the only solution that allows the advisor and client to maintain management and oversight of the assets of the current wealth management accounts.

GUARANTEE YOUR DISTRIBUTION STRATEGY WITH
DEPLETION INSURANCE™

ADVISOR & FIRM BENEFITS

CLIENT BENEFITS

DISTRIBUTION
GUARANTEE

5%
annual distributions guaranteed for life, if/when the account value reaches zero

ASSET
CONTROL

Keep Your Plan
Your Plan inside the existing wealth management accounts

LOW
COST

0.50%
annual fee charged on the value of assets in the wealth management account

COMPANY
STRENGTH

A-
A.M. Best “excellent” financial strength rating*

GUARANTEE YOUR DISTRIBUTION STRATEGIES FOR LIFE

Feel free to reach out to us, someone from the team at Merit Life Group team will reach-out to you shortly. Would you like to immediately apply? Start your application here

203.902.4221
2 Corporate Drive, 7th Floor
Shelton, CT 06484

Strong Balance Sheet A- A.M. Best Company