Distributions guaranteed for life

Merit Life Insurance Company’s depletion insurance™ provides simple, low-cost, guaranteed lifetime distributions to clients with wealth management accounts

WHO WE ARE

Merit Life Insurance Company (“Merit Life”), is an insurance company, incorporated in 1957. We are led by a highly seasoned and experienced management team. We are purposed-built to enhance the value proposition that our partner firms and advisors provide to their clients.

WHAT WE DO

Merit Life provides simple, low-cost, guaranteed distributions for life to clients with wealth management accounts. Our portfolio depletions insurance ™ is the only solution that allows the advisor and client to maintain management and oversight of the assets of the current wealth management accounts.

GUARANTEE YOUR DISTRIBUTION STRATEGY WITH
DEPLETION INSURANCE™

ADVISOR AND FIRM BENEFITS

CLIENT BENEFITS

THE ADVANTAGES OF DEPLETION INSURANCE™

DISTRIBUTION
GUARANTEE

5%

Annual distributions guaranteed for life, if/when the account value reaches zero

KEEP YOUR
PLAN

ASSETS STAY INVESTED

In portfolios inside the existing wealth management accounts

LOW
COST

0.50%

Annual fee charged on the value of assets in the wealth management account

FINANCIAL
STRENGTH

A-

A.M. Best “excellent” financial strength rating*

* The rating is currently under review and may change. The rating shown above will be in effect at launch.

DISTRIBUTION
GUARANTEE

5%
annual distributions guaranteed for life, if/when the account value reaches zero

ASSET
CONTROL

Keep Your Plan
Your Plan inside the existing wealth management accounts

LOW
COST

0.50%
annual fee charged on the value of assets in the wealth management account

COMPANY
STRENGTH

A-
A.M. Best “excellent” financial strength rating*

GUARANTEE YOUR DISTRIBUTION STRATEGIES FOR LIFE

Feel free to reach out to us, someone from the team at Merit Life Group team will reach-out to you shortly. Would you like to immediately apply? Start your application here

203.902.4221
2 Corporate Drive, 7th Floor
Shelton, CT 06484