Merit Life Insurance Company’s depletion insurance™ provides simple, low-cost, guaranteed lifetime distributions to clients with wealth management accounts
Merit Life Insurance Company (“Merit Life”), is an insurance company, incorporated in 1957. We are led by a highly seasoned and experienced management team. We are purposed-built to enhance the value proposition that our partner firms and advisors provide to their clients.
Merit Life provides simple, low-cost, guaranteed distributions for life to clients with wealth management accounts. Our portfolio depletions insurance ™ is the only solution that allows the advisor and client to maintain management and oversight of the assets of the current wealth management accounts.
Annual distributions guaranteed for life, if/when the account value reaches zero
In portfolios inside the existing wealth management accounts
Annual fee charged on the value of assets in the wealth management account
A.M. Best “excellent” financial strength rating*
* The rating is currently under review and may change. The rating shown above will be in effect at launch.
2 Corporate Drive, 7th Floor
Shelton, CT 06484